Welcome to our information page about medical cost sharing for groups. If you are here looking for Christian group insurance or more specifically Christian group health insurance the first important fact that you should know is that we are not a health insurance company. We are a 501C3 Non-Profit Christian Health Sharing Ministry. We are a group of like- minded Christians who share each other’s healthcare costs. More than 200,000 people participate in some form of health sharing ministry across the United States and the numbers are growing at an amazing rate since the roll out of the Affordable Care Act (Obamacare). Click on the HUGE banner below for more info about group enrollment.
If you have visited other areas of our website you already know about the huge benefits we offer by reducing healthcare costs by 30%-50% compared to traditional health insurance offered by Obamacare.
If you haven’t seen this information, then we suggest that you check out our plans here: Christian health insurance alternative plans
We offer enhanced benefits compared to other health sharing ministries with our Return Of Contribution program, our TeleMedicine, our Vanishing Personal Responsibility and well as several others. Check out the entire list of our great benefits here: MCS Benefits. While you are looking, please check out how our benefits compare to other companies in this same industry by clicking on this link: Compare Us
Our philosophy of sharing medical costs applies to everyone who is enrolled whether it be just one person, a family, or a business. We routinely work with schools, churches, family owned and large businesses. We are especially proud to offer the New Employee Bridge Program that is immensely popular with many businesses. Check out our program here: New Employee Bridge Program Once again, if you would like to get started enrolling your group into MCS or just want more information, click on the huge banner below and one of our group administrators will contact you.
Frequently Asked Questions
FAQ #1: Can our company use PRE-TAX dollars to fund your health care sharing plan for our employees?
Answer: You can choose to have your monthly contribution ( this is the same as a health insurance premium if we were an insurance company) made with pre-tax or post tax dollars when your company offers a flexible benefits or cafeteria – style benefits program. If you are self employed or your company does not offer such a plan, you have to use after tax dollars. When you have the option to pay with pre-tax money, you may be asked if you want to use after tax dollars. You will have to specifically request the change to use after tax money during your annual enrollment process.
With that being said – you should ALWAYS consult your C.P.A. for your particular situation.
Answer: There are two requirements that must be met.
1. All people must be able to answer “Yes” to our 5 basic questions. We trust that as a Christian you will be honest in answering these four questions. We do not require verification from other sources because we believe our relationship with you and your relationship with us is based on Faith and Trust. There are some other ministries that require signatures from Ministers and church attendance records, but we accept your word as the truth.
2. All people enrolling MUST fill out and list any pre-existing conditions in the proper area of your application. This is VERY important to insure proper payment for COVERED conditions.