According to the laws passed by congress (A.C.A Obamacare) all Christian Medical Cost Sharing organizations formed prior to Dec 31, 1999 that have been in continuous service are exempt from all penalties from Obamacare. We here at MCS Medical Cost Sharing Inc. were not in business prior to Dec of 1999, but we have set aside 2.5% of all sharing contributions into a separate account that will ONLY be used if there are MCS Members that need the funds. In addition, all MCS plans contain a “Minimum Essential Coverage” MEC plan built into them. This is another way that we qualify as a legal alternative to Obamacare.
As of 2018, NO MCS MEMBERS has had to pay a single penny out of their pocket in ACA Fines. We are here for you!
**Please note that we are not responsible for fines that are incurred for any months that you ARE NOT a member of our health sharing ministry**
What sets us apart from any other medical cost sharing organization is our added benefit programs that are available to you at no additional cost. Benefits like our Return Of Contribution (ROC) and our Vanishing Personal Responsibility (VPR) and unlimited 24/7 access to TeleMedicine Doctors with NO Copay! Please click here to look at a complete list of our added benefits.